Do you live in Florida and own a car? Then you need Florida car insurance from https://FloridaInsuranceQuotes.net. If you do not have a policy, you need to listen up and get covered immediately. Let’s review some key points when it comes to car coverage here in the Sunshine State.
As you probably know, you must have Florida car insurance in order to legally be out on the roads. Without this type of coverage, you will receive a fine and even jail time. If you get into an accident without coverage, you could very easily dig yourself into a hole financially.
But that doesn’t mean you have to go out and overpay for coverage. Especially coverage you’ll never use. On your Florida car insurance, the first type of coverage you need to secure is umbrella liability.
This coverage will be able to pay out for any damages or medical expenses if you are found responsible for the accident. Liability insurance is a must-have for your policy. There are other types of insurance you might be interested in getting as well. Below are a few of these types that you should consider.
Collision and Comprehensive Insurance
As the name explains, this version of Florida car insurance will protect you in case of a collision. Collisions aren’t the only way your car can get damaged. For instance, a tree may fall into your car or a thief may bust out your window. Collision and comprehensive will cover these instances easily!
Insurance for Uninsured Motorists
Florida is full of uninsured drivers. People simply do not care and will risk everything by driving uninsured. Many Floridians drive without insurance and have no intention of getting it. That reason alone is why you need to secure uninsured motorist coverage. This way, if an irresponsible party does hit you, you’re not automatically paying out of pocket.
If you really can’t afford insurance for your car, you can go through the Florida Automobile Joint Underwriting Association. They’re a government-run agency that will subsidize your coverage so you can still stay behind the wheel. However, be warned, you must seriously have tried to get insurance and been denied or otherwise was completely unable to pay the premiums. If you try to get FAJUA insurance under false pretenses, you’ll be committing a felony.While there’s more to it than that, this should be a helpful primer in getting you Florida car insurance from https://floridainsurancequotes.net/partners/fajua/. Now make some phone calls and go get coverage today.